Online Banking

Couple laughing holding a credit card

24 Hour Access


Online Banking provides the following services:

  • Account balances and historical information
  • Fund transfers and loan payments
  • Pending ACH and auto debit transactions
  • Check re-order
  • Turn OFF/ON your debit card
  • And Much More!!


Access to all of our online banking services from the convenience of your mobile phone.


Whether you’re paying a friend back for picking up groceries or sending money to your child in college, we’ve made sending person to person (P2P) payments simple, secure and instant. Best of all, you can send these payments directly within our mobile and online banking portal. Follow these simple steps to start sending P2P payments directly to your friends’ and family’s debit cards:
Step 1: Login to your mobile banking app or online banking portal. Click on the Move Money section, then “New Transaction.”
Step 2: Choose which account you’d like to send money from.
Step 3: Next, choose to whom you’d like to send funds. If you’ve sent a P2P payment before, you can simply select that recipient again. If this is your first time sending a P2P payment to an individual, you’ll need to click “+Add New Payee” at the bottom of the screen.
Step 4: Select your payment type. In this case, that’s “Person to Person.”
Step 5: Add your new payee by entering their name and how you’d like to notify them to receive the payment. Enter either the recipient’s debit card information (if available) or their mobile phone number or email address. When you’re done select “Add Payee” at the bottom of the screen.
Step 6: Enter the dollar amount you’d like to send. You can also choose to add a note to the recipient if desired. Once you’ve filled in these details click “Continue.”
Step 7: Review your transaction to ensure everything is correct. Once reviewed, click the “Submit” button.
Accepting the payment on the recipient’s end is just as easy! Depending on what notification method you’ve chosen, they will receive an email or text message alerting them of your P2P payment. And after you’ve sent a payment once, all future payments are transferred without any interaction from the recipient. And just like that you’ve sent money securely to your friends and family within minutes! More About Your New P2P Payment Service Secure: We use the latest verification techniques (including secured mobile device verification) to ensure your payment reaches the right destination. Best of all, these payments work within our mobile and online banking portals, so you don’t need to surrender sensitive banking information to third-party providers.
Instant: No need to wait days to send or receive funds. Once the payment has been verified, funds are sent in real time. Free: Yes, we mean REALLY free. Unlike many third-party apps, our P2P service is completely free for both you and your recipients.


Deposit your check easily by snapping a picture of it with your phone. This feature is available through our mobile app. Restrictions apply, see app for details.


Take your small business to the next level with our cash management solution that helps you gain greater control of your cash in and out.


Online Bill Pay is free with any Southern Illinois Bank account. If you are not already registered just sign in to your online banking account and click the bill pay tab. It’s quicker, easier and more secure than writing and mailing paper checks. Not only can you pay any of your monthly bills but you can send money to an individual too!



Telephone Banking is private, easy and convenient banking from your touch tone telephone.

Click here to obtain the form.


24 hour access to cash from your Southern Illinois Bank Debit/ATM Cards!

If your card is lost or stolen please call 1-800-264-4274, Option #6, Option #1. A Card Sentry employee answers this call 24/7.

You can also turn OFF/On your card on your online banking.


Night drop boxes are a secure depository to accept your deposits when the bank is closed. Each of our five locations has one located on the outside of the building.

Southern Illinois

Johnston City

PO Box 157
Johnston City, IL 62951
P: 618-983-8433
F: 618-983-6224

West Frankfort

PO Box 128
West Frankfort, IL 62896
P: 618-932-8536
F: 618-932-3106


PO Box 70
Zeigler, IL 62999
P: 618-596-8028
F: 618-596-8067


PO Box 118
Thompsonville, IL 62890
P: 618-627-4400
F: 618-627-4410


PO Box 597
Herrin, IL 62948
P: 618-942-9470
F: 618-942-9486