Online Banking

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Southern Illinois Bank Fee Schedule



A SIB ATM/Debit Card allows you to bank at an ATM terminal 24 hours a day, 7 days a week. You can get cash, check your balance, and transfer funds between checking and savings accounts. These cards also give you a faster, more economical and more convenient way to buy the products and services you need. It allows you to pay for these items without the hassle of writing out a check. Just present the card wherever MasterCard is accepted.

Daily Limits

Personal-$600.00 ATM withdrawal and $1500.00 point of sale transactions

Business-$1200.00 ATM withdrawal and $3000.00 point of sale transactions

Temporary limit increases are available upon request. Click here for the request form

If your card is lost or stolen please call 1-800-264-4274.


Start your savings plan today by setting up an automatic transfer. You can set up to automatically transfer money from one account to another on a monthly or recurring basis.

Click here for the request form


  • The fee for a stop payment is $34.00 per item.
  • Cannot be placed on an item that has already been presented.
  • Cannot be placed on a debit card transaction
  • If the amount and check number are not exact, the item may be paid
  • If a stop payment request is taken over the phone, you have 14 days to sign the document or the stop payment will be removed.
  • Stop payments are effective for six months
  • Information required:
    • Check Number
    • Date Written
    • Exact Amount
    • Payee


At Southern IL Bank we have the capability to help you wire money from your account with us to any other financial institution in the United States. Make sure to contact the institution you are wiring the funds to prior to coming to the bank to initiate it.

Below are the instructions to wire funds to Southern Illinois Bank:

Quad City Bank & Trust Company

4500 N Brady Street

Davenport, IA 52806

ABA: 073902232

For Credit To: Southern Illinois Bank ABA: 081225901

Further Credit To: customer’s name and account number


There are a variety of checks for your selection. Please contact your local branch for more information.


We are currently selling IL License Stickers for a $9.00 fee. Cash Only.

The required documentation to obtain a new sticker is a renewal form from the Secretary of State or the previous year’s registration.


Safe Deposit Box Sizes and Rent Amount

Southern Illinois

Johnston City

PO Box 157
Johnston City, IL 62951
P: 618-983-8433
F: 618-983-6224

West Frankfort

PO Box 128
West Frankfort, IL 62896
P: 618-932-8536
F: 618-932-3106


PO Box 70
Zeigler, IL 62999
P: 618-596-8028
F: 618-596-8067


PO Box 118
Thompsonville, IL 62890
P: 618-627-4400
F: 618-627-4410


PO Box 597
Herrin, IL 62948
P: 618-942-9470
F: 618-942-9486