Inclement Weather
  

 THIS WINTER WE WANT YOU AND OUR EMPLOYEES TO BE SAFE. IF THERE IS WINTER WEATHER IN THE AREA OR LOCAL SCHOOLS ARE CLOSING DUE TO WEATHER CONDITIONS PLEASE CALL US TO CHECK OUR HOURS BEFORE COMING TO SEE US. WE MAY CLOSE EARLY OR HAVE DIFFERENT HOURS DUE TO DANGEROUS CONDITIONS.

  
  
Special Rates
  

 Check out our Special Rates on car loans!

   We can make your dream home come true with a Construction Loan today!

 

  
  
Just a Reminder!!!
  

 When you are out doing your shopping this holiday season, be sure to remember your debit card has a $600.00 daily limit.

 

  
  
ALERT
  

ADVANCING TECHNOLOGY BENEFITS US ALL. UNFORTUNATELY, THAT INCLUDES THIEVES WHO WANT TO STEAL YOUR IDENTITY. NEW, COMPLEX AUTOMATED DIALING SYSTEMS MAKE IT EASIER FOR CRIMINALS TO MAKE CALLS THAT APPEAR LEGITIMATE - BUT ARE REALLY ATTEMPTS TO GAIN YOUR FINANCIAL INFORMATION. IF YOU RECEIVE A CALL TELLING YOU THAT YOUR DEBIT CARD OR BANKING ACCOUNT HAS BEEN COMPROMISED, DO NOT RELY ON THE NUMBER GIVEN BY THE CALLER. INSTEAD, TAKE DOWN THE INCIDENT NUMBER AND CONTACT YOUR LOCAL SOUTHERN ILLINOIS BANK TO VERIFY.

  
  
2014 Christmas Club
  

Save for Christmas all year long! It only takes $10 to start your 2014 Christmas Club account today!  

  
  
Attention all Business Customers!
  

 Southern Illinois Bank has partnered with a local agency to provide credit card processing & consulting services to our business customers!

 

 We are currently offering a free statement analysis that can take away the confusion and help you understand what your costs are! First Data Independent Sales agent Marilyn Lippold can help you with all of your processing needs incuding telecheck services, wireless solutions, web-based e-commerce transactions and also gift and loyalty card programs. For a free statement analysis fax a current statement (and contact information) to 888-240-5586 or call 618-531-5553. For more information you can contact your local SIB and we will be happy to help you!

 

  
  
For Your Protection
  

If you are presenting a check or other negotiable instrument to cash or deposit and you received it as a result of one of the following situations, please advise your teller:

  • Winnings from a lottery or drawing. It is illegal in United States to play or win earnings from a foreign lottery. (US Code Title 18, Section 1953)
  • Sold something over the Internet and been asked to wire money using the bank, Western Union , or MoneyGram, to someone other than the seller.
  • Sold something on the Internet using an auction site for a price greater than what you were selling it for.
  • Someone has asked you to cash or deposit a check for them and then wire a portion of the funds through the bank, Western Union , or MoneyGram to them or someone else.
  • You received a check or been asked to wire funds in connection with a deceased family member who died in a foreign country who you did not know.
  • You received a check, money order, or cashier’s check from someone you do not know.
  • You received a check from someone in a foreign country from who you have never met or only met or met through the Internet.

 

These are all situations which could possibly represent a fraudulent check and could cost you the amount of the check, plus additional fees if the check is identified to be fraudulent or returned to us as uncollectible. 

  
  
Time to Reorder Your Checks????
  

Click here to reorder your checks online!!!

 

 CheckProtect: A New Standard of Check Delivery

At SIB, we know you depend on us to provide you with a variety of financial services while protecting your personal information. That's why we take many steps to safeguard the confidential information you entrust to us.

One such step is selecting CheckProtect as our new standard of delivery for personal check orders that you purchase from us. Why? Because your checks are so much more than paper. They represent your checking account and the services associated with it, such as your debit card, automatic withdrawal payments and direct deposits-all of which could need to be re-established if your check order does not arrive to you safely.

CheckProtect provides you with an improved level of security at a low cost by offering:

  • Tamper-evident polywrap packaging that helps conceal your checks
  • Fully trackable deliveries, so you know where your checks are
  • Estmated delivery dates that let you know when to expect your order

Working closely with our check program provider, Harland Clarke, we can provide this valuable service at a competitive price. The charge for CheckProtect will be added to the price of any check design you choose to purchase, and the total amount will be deducted from your account when you place your next order.

If you have questions about the benefits of CheckProtect, visit www.harlandclarke.com/checkprotect.

 

  
  
General Debit Card Information
  

Southern Illinois Bank continually works to protect our customers from the risk of scams. In an effort to provide you with the best fraud prevention we utilize a fraud detection monitoring system that watches over your debit card activity 24 hours a day.

It is your responsibility as the owner of the account to monitor monthly statements for any unusual activity. If you notice anything unusual please contact the bank immediately.

 

 

 

 

 

 

  
  

NOTICE: At Southern Illinois Bank, one of our responsibilities that we take very seriously is the safeguarding of your personal and financial information. Whether you're banking online, by phone or visiting one of our branches, we are committed to protecting your personal information. Remember: Unless you initiated the contact, Southern Illinois Bank will NOT request your personal information by email, phone or U.S. mail. Never give our personal information in response to an unsolicited call or email. Please notify us immediately if you receive unusual calls or emails claiming to be from Southern Illinois Bank. Be especially wary of those requesting account information to "award a prize" or "verify a statement."