Online Banking is banking with a Web Browser from any Personal Computer. All activity is personal, confidential and completely secured.

Online Banking provides the following services:

  • Account balances and Historical Information
  • Fund Transfers and Loan Payments
  • Pending ACH and Auto Debit Transactions
  • Check Re-order  
  • And Much More!!

CLICK HERE to sign up for Online Banking!





Telephone Banking is private, easy and convenient banking from your touchtone telephone. All you need to do is call your local SIB and they can tell you how easy it is to start!


  24 hour access to cash from your Southern Illinois Bank Debit/ATM Cards!

 If your card is lost or stolen please call 1-800-264-4274.



Night drop boxes are a secure depository to accept your deposits when the bank is closed. Each of our four locations has one located on the outside of the building.


NOTICE: At Southern Illinois Bank, one of our responsibilities that we take very seriously is the safeguarding of your personal and financial information. Whether you're banking online, by phone or visiting one of our branches, we are committed to protecting your personal information. Remember: Unless you initiated the contact, Southern Illinois Bank will NOT request your personal information by email, phone or U.S. mail. Never give our personal information in response to an unsolicited call or email. Please notify us immediately if you receive unusual calls or emails claiming to be from Southern Illinois Bank. Be especially wary of those requesting account information to "award a prize" or "verify a statement."